Universal Basic Ownership vs Universal Basic Income

The Universal Basic Income (UBI) idea is making headway as first covid, then galloping inflation is having a debilitating effect on people’s personal finances and health. UBI is also touted as the solution to increasing joblessness caused  by automation. However, the Universal Basic Ownership (UBO) is a far superior solution to these and other problems for the following reasons:
With UBI, power is centralized in a small governing body, and so raises the risk of corruption. With the World Economic Forum now promoting the UBI (with restrictions suggested for such things as vaccine status), there is no longer any doubt that the scheme is meant to continue the serfdom of the 99%.
A political party can promise a big raise to get elected, regardless if the real economy is producing the necessary goods and services. This leads to inflation. In a UBO, power is decentralized and investment income is tied closely to actual production.
With UBO, citizens are active, involved participants in the larger economy, creating a sense of belonging and interest in governance, From trust fund recipients to welfare cases, some people suffer from a ‘crisis of meaning’ from the passivity and detachment that comes with a UBI.
A UBO puts more power in the hands of the individual. Rather than faceless bureaucrats of a UBI determining a citizen’s income level, the individual has significant input into choosing their investments. They can also vote for company direction or even serve on boards to have input into their income level and the beneficial impacts on their community and society their investment brings.
The binary economics aspect of the UBO mean that any labor work you do is not deducted or otherwise affected by your investment income by prying bureaucrats. Binary means two, as in two separate streams of income, should you choose to engage in paid work.
And finally, in the unlikely event all carefully vetted investments fail for a citizen, the the UBI concept can come into play anyways; but as a last resort, for a small minority. The negative income tax proposed by Milton Friedman is the way to go here for reasons that include anonymity and efficiencies such that existing government tax agencies could administer it through their normal procedures. You just send in your tax form like always, and your tax refund can be disbursed in monthly installments sufficient to provide the basics of food, shelter and clothing. The UBO is made possible through binary economics.